Homeowners insurance
In many cases, the largest investment you will ever make is your home. Tailoring a plan to match your budget and coverage needs is our number one concern. We have relationships with some of the top carriers in the industry which allows us to mix and match coverages to help perfectly cover your property. Access to multiple providers allows us to offer competitive prices with a broad selection of coverages for your home. The right coverage for your home is one of the most important pieces of buying a house and can ensure you are compensated for anything life throws at you. At the Martin-Tines Agency, we are proud to have been providing homeowners insurance to Lenexa and the Kansas City Metro area for over 10 years!
We can provide coverages for:
- Home Insurance
- Homeowners insurance protects against damage to your home and belongings from covered perils and safeguards your assets if you're liable for someone else's injuries or property damage. This not only helps cover you and your home, but any home you may encounter.
- Condo Insurance
- Condo insurance covers your personal belongings and the interior of your structure — "coverage from the walls in". This coverage protects you from any perils in your own home without paying to insure an entire property. This coverage is tailored to your specific property and is designed to protect you and your assets, not the building as a whole.
- Renters Insurance
- Renters looking to protect their belongings can rely on affordable renter's insurance to cover your personal belongings and liability. Renters insurance is great for short or long-term use of a rented apartment or house and can be tailored to your specific situation. This coverage is perfect for college students living in dorms or apartments as well as families renting a house.
- Specialty Dwelling Insurance
- Make sure your rental property and specialty use buildings are properly insured. This can cover you from perils out of your control as well as any tenants living in or using your property. Specialty Dwellings Insurance can cover many properties, all of which can be specifically designed to best fit your needs.
Homeowners additional optional coverages
Here are some optional coverage that might be important to you!
- Higher deductibles may save you money
- Higher Deductibles can lower premiums
- Water backup
- Provides coverage for damages caused by water overflow/sump pump malfunction
- Scheduling of jewelry, fur, silverware, and fine arts
- Scheduling your valuables is important and can provide a much broader coverage
- Earthquake
- Any damage caused by earth movement within 72-hours
- Identity Theft
- Don't feel hopeless, this option covers for expenses for recovering your identity
- Utility/service line coverage